Medical Indemnity
Comprehensive protection against claims of professional negligence and breach of duty, for individuals and entities alike.
What is Medical Indemnity?
Medical Indemnity insurance (also referred to as Medical Malpractice or Medical Negligence insurance) protects you against claims that arise out of allegations of professional negligence and breach of duty from the professional services, such as treatment and care that you have provided to patients.
We provide medical Professional Indemnity insurance for a wide range of individual healthcare professionals as well as medical entities, groups and organisations.
Potential Claims
- Misdiagnosis
- Injury to patient
- Delays in referring patients
- Sexual harassment
- Mental harm of patients
How much cover do you need?
The appropriate indemnity limit should be determined by professional assessment of the risks you face. A high profile private surgeon operating on a Premiership footballer may face a higher value claim than a medical student. At Medicas, we offer a flexible approach, meaning you can get the adequate protection you need.
Contract Certainty
We offer ‘Contract Certain’ indemnity insurance, meaning that in the event of a claim, your costs will be covered, no matter what. This is as opposed to ‘Discretionary Cover’ offered by some Unions, which will only pay out after the case has been assessed.